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Savings Goal Calculator

Calculate how long it will take to reach a savings goal, or how much to save per month. Includes interest on savings.

The Savings Goal is a free online tool that helps you calculate how long it will take to reach a savings goal, or how much to save per month. includes interest on savings It runs in your browser with no sign-up, downloads, or installation needed. All processing happens locally — your data stays on your device.
Savings Goal

How to use

1

Two ways to plan

"How long?" tells you when you'll hit your target based on current monthly savings. "How much monthly?" works backwards from a deadline — useful for saving for a holiday, house deposit or car by a specific date.

2

Interest rate

Add your savings account interest rate to see the impact of compound interest on your timeline. Even at 4–5%, interest can shave months off your goal. Leave it at 0 if you're calculating without interest.