Is the Loan Calculator free to use?

Yes, the Loan Calculator is completely free. There is no sign-up, no account required, and no limit on how often you can use it.

Is data from the Loan Calculator saved between visits?

Some features use your browser's local storage to save data between visits on the same device. This data is not sent to any server and stays only on your device.

What devices does the Loan Calculator work on?

The Loan Calculator works on any device with a modern web browser — desktop, laptop, tablet, or phone. It is mobile-friendly and works offline once the page has loaded.

🏠 Life & Home

Loan Repayment Calculator

Calculate monthly loan repayments and total interest. Repayment or interest-only. Early overpayment savings calculator included.

The Loan Calculator is a free online tool that helps you calculate monthly loan repayments and total interest. repayment or interest-only. early overpayment savings calculator included It runs in your browser with no sign-up, downloads, or installation needed. All processing happens locally — your data stays on your device.

Loan amount

Annual interest rate (%)

Loan term

Loan type

How to use

Enter your loan details

Enter the loan amount, interest rate and term. For a personal loan or car loan, choose Repayment — payments cover both interest and principal. Interest-only loans charge only the interest each month, with the full balance due at the end.

Early repayment calculator

Use the slider to see how much you'd save in total interest by overpaying each month. Even small regular overpayments can save hundreds in interest and shorten the loan term significantly. Always check your lender allows overpayments without a penalty.

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